Top Mobile Apps That Help You Earn Real Cash

In today’s world, your smartphone isn’t just a tool for texting, scrolling, and streaming — it can actually help you earn real money. Thanks to a growing number of legitimate apps, making extra cash has never been more accessible. Whether you’re looking to fill some spare time or supplement your income, these mobile apps can turn swipes into savings.

So, let’s dive into the top mobile apps that pay you real cash in 2025 — and how to get started with each.

Swagbucks

Best For: Surveys, watching videos, and shopping
Platform: Android & iOS

Swagbucks is one of the most popular and trusted reward apps. You earn “SB” points for completing surveys, watching ads, shopping online, and more. These points can be redeemed for PayPal cash or gift cards.

How You Earn:

Complete daily surveys
Watch sponsored videos
Shop through their portal

Cashout Threshold: 300 SB (~$3)
Pro Tip: Use Swagbucks for everyday tasks like searching the web or buying groceries online to earn passively.

Rakuten (formerly Ebates)

Best For: Earning cashback while shopping
Platform: Android & iOS

Rakuten partners with 3,500+ stores to offer cashback on your purchases. Whether you’re buying clothes, tech, or booking travel, you can get up to 10% (or more) back.

How You Earn:

Shop via Rakuten app or browser extension
Earn cashback credited to your account

Cashout Threshold: No minimum; paid quarterly
Pro Tip: Combine Rakuten with credit card rewards for double savings.

Fiverr

Best For: Freelancers and skilled workers
Platform: Android & iOS

Fiverr lets you offer services starting at $5. From graphic design and writing to voiceovers and coding — if you have a skill, you can sell it here.

How You Earn:

List your gig on the app
Get hired by clients worldwide
Earn direct payments through the platform

Cashout Threshold: $5
Pro Tip: Specialize in a niche to stand out and increase your pricing over time.

Sweatcoin

Best For: Fitness lovers
Platform: Android & iOS

Get paid to walk? Yes, with Sweatcoin. This app tracks your steps and rewards you with “Sweatcoins” which you can exchange for products, services, or even PayPal cash (via partner offers).

How You Earn:

Walk or run outdoors
Convert steps into Sweatcoins

Cashout Threshold: Varies by offer
Pro Tip: Upgrade to premium for higher conversion rates if you’re an active walker.

Upwork

Best For: Remote freelance work
Platform: Android & iOS

Upwork connects freelancers with clients looking for a wide range of services. It’s ideal for longer-term projects and professional freelancers.

How You Earn:

Apply to jobs that match your skills
Get hired, complete the task, and get paid securely

Cashout Threshold: $100 or less, depending on method
Pro Tip: Build a strong profile and gather reviews to boost visibility.

InboxDollars

Best For: Surveys and small tasks
Platform: Android & iOS

InboxDollars pays users for completing surveys, watching ads, playing games, and even reading emails. Unlike some apps, you get paid in actual dollars — not points.

How You Earn:

Complete offers and surveys
Watch short video clips
Participate in trials and promotions

Cashout Threshold: $15
Pro Tip: Daily check-ins and streaks offer bonuses to regular users.

TaskRabbit

Best For: Local odd jobs
Platform: Android & iOS

TaskRabbit connects you with people in your area who need help with errands, cleaning, moving, or furniture assembly. If you’re handy or have spare time, this app can help you earn good money fast.

How You Earn: